Investing money saved to buy a home

If you are saving money for a down payment on a home or other real estate, you may wonder what the best investment is for you to earn a return on your cash until you need it. The answer is simple: None. Instead, you should put your money in one of a handful of “cash equivalents” …

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Making personal financial decisions

We needlessly quibble with the younger generation. Caught in our own nostalgia, we discount the positive changes that have happened, and paint a great picture of the good old times. It is not different when it comes to personal finance. We do not tire telling the next generation that they spend too much and save too little. We …

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Is it worth buying a second home to rent out?

Considering investing in rental property? Consider these points first. Do think about the tax advantages: • Interest, taxes, insurance and other expenses are deductible against the property’s income, while losses can usually be deducted against your other income. • Depreciation is another tax deduction. It’s basically an allowance for wear and tear. • Rental properties …

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Quick and Easy DIY Christmas Décor

With many Christmas dinners and parties that need to be hosted, presents and other things that need to be purchased, the festive season can be a costly affair. So what if there was a way to save up some money by making your own Christmas décor? Here’s a list of easy to make Christmas décor …

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Saving money at home

It isn’t an easy task saving money, with the ever-rising cost of living and growing list of expenses that have become some of the main crises the modern family faces. You might try to save money by not indulging in expensive purchases or habits – but why deprive yourself of all fun when you can …

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Cooking Green

With our planet in dire straits and the entire world calling for a more environmentally friendly living, it is time we embraced green living more fully. This means translating it to everything we do, right down to the cleaning products we use and the way we cook. The kitchen is a great place to begin …

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Home Remedies for Sprains

treatment for a sore or sprained toe Use rest, ice, compression, and elevation (RICE) for pain and swelling. If you do not have diabetes or peripheral arterial disease, your sore or sprained toe can be “buddy-taped” to your uninjured toe next to it (taped together with the neighbouring toe). Protect the skin by putting some …

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Healthy Living – Why green gram makes a great breakfast

Green gram is also known as the mung bean. This food is low in Saturated Fat and Sodium, and very low in Cholesterol. It is also a good source of Protein, Thiamin, Niacin, Vitamin B6, Pantothenic Acid, Iron, Magnesium, Phosphorus and Potassium, and a very good source of Dietary Fiber, Vitamin C, Vitamin K, Riboflavin, …

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Honey and Cinnamon – Homemade Remedies

Honey & cinnamon have certainly become indispensable ingredients in the international cuisine, not only because of their delicious taste and flavor, but also because of their numerous benefits. Honey has been used for thousands of years to treat the symptoms of cold and to add extra flavor to food, and here you will find 5 …

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Healthy Living – Why Chickpeas make a great breakfast

One cup of cooked chickpeas contains 269 calories, 45 grams of carbohydrate, 15 grams of protein, 13 grams of dietary fiber, 4 grams of fat and 0 grams of cholesterol. A one-cup serving of raw chickpeas provides 50% of daily potassium needs, 2% vitamin A, 21% calcium, 13% vitamin C, 69% iron, 2% sodium, 55% …

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