Training yourself to save for the future

How often do you really think about saving for the future? And how often do you actually do something about it? Why do we have such a hard time putting away even modest amounts? Part of the obstacle may be psychological: It’s hard to keep something that’s still decades off top of mind. One of the biggest …

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Tackling Debt

There are some people who never have any kind of debt. But unless you plan on paying in cash for a home someday, you might want to take the route of just learning how to manage your debt well now. Every time you take on debt and pay it off, most often by using a …

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Sorting your finances for the New Year

It’s time to sort out important personal finance tasks for the New Year. Which money tasks are most important? While there’s lots of room for debate, here is a list to get you started. Clean up your budget Starting fresh immediately in the New Year instead of working to begin the budgeting process is a good idea. …

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Savings mistakes to avoid for retirement

So you say you’re already contributing to some form of retirement account? Congratulations—you’re working on making your future self very happy. That’s because the secret to retirement savings is that you can’t make up for lost time. Knowing just how much to save is one of the hardest financial challenges there is. You might try a calculator, …

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